We moved! 99 Swift Street, Suite 300 South Burlington, VT 05403
There Is No Time Like The Present
Find the solutions that are best suited to your needs.
We analyze your objectives so we can deign your comprehensive financial plan. Then, we educate you on the appropriate strategies, so you’re more informed and feel confident about the future. We also work collaboratively with your attorney, CPA, and other trusted professionals to help pursue your goals.
A Simple Solution to Investing
Offered by Commonwealth Financial Network®, the Preferred Portfolio Services® (PPS) Select platform simplifies the investing process, freeing you and your Legacy Financial Services team to spend more time on priorities that strengthen your wealth management plan. You can benefit from the PPS Select process.
1. Screening
Initial screening uses quantitative data to narrow down the universe of investments that meet the team’s objective criteria.
2. Performance Evaluation
Investments under consideration are scored based on returns adjusted for quantifiable risk, peer-group ranking, performance relative to the benchmark, and consistency of management style.
3. Investment Analysis
The team meets with the potential investment’s management professionals, thoroughly evaluating their philosophy and process to ensure that each is consistent with the PPS Select portfolio’s goals and compliments its other holdings.
4. Portfolio Construction
After the team assess how well the potential investment fits in with other Select portfolio holdings, it reviews particular metrics to help ensure that the investment will perform as expected in different market environments.
5. Ongoing Monitoring
The team continually conducts investment performance reviews, holdings-based attribution analysis, and conversations with management to determine if an investment meets return expectations and the stated objective.
Investment Management
We’ll address your investment objectives, asset allocation needs, and the suitability of different securities based on your goals and risk tolerance. We’ll take a look at your complete financial picture, including assets held at other firms, so you have a clear view of your investment portfolio.
Asset Allocation
The allocation that works best for you depends on how long you have to invest and your ability to tolerate risk.
Portfolio Analysis
We’ll assess your entire investment portfolio and conduct a careful analysis of your risk and return potential.
Sustainable Investing
Mindful investing makes all the difference.
Sometimes referred to as environmental, social, and corporate governance (ESG) investing, socially responsible investing is a strategy in which corporate responsibility and societal concerns are factored into investment decisions. If you’re interested in seeking to maximize both financial return and social good, our team has the experience and research capabilities to guide you. We offer both stock portfolio and mutual funds portfolio investing strategies that can help you put your money where your mind is.
Investments are subject to risk, including the loss of principal. Environmental, social, and governance (ESG) criteria are a set of non-financial principles and standards used to evaluate potential investments. The incorporation of ESG principles provides a qualitative assessment that can factor heavily into the security selection process. The investment’s socially responsible focus may limit the investment options available to the investor. Past performance is no guarantee of future results.
Financial Planning
We will assess your current financial standing and create a savings and investment strategy that seeks to address your retirement goals.
Retirement Goal Setting
We’ll discuss your vision for retirement and work with you to create a plan to pursue your dreams.
Social Security & Medicare
We will explore the effective strategies to help maximize these two key government benefits.
Other Planning Options
We’ll examine IRA contributions, rollovers, Roth IRA conversions, employer-sponsored plans, and more.
Risk Management and Insurance
Help minimize financial loss associated with risks to your assets, business, or health.
We’ll tailor your plan to mitigate any threats to your wealth. This may include preserving your assets with long-term care insurance, building a protective cushion with life and disability insurance, and guarding you from unexpected, high medical costs with health insurance.
Education Planning
Let’s develop a strategy to help meet rising tuition costs and integrate an education savings plan into your family’s future education expenses.
529 College Savings Plans
Use your state-sponsored investment plan to help you save and pay for education expenses.
Additional Options
Let us create and implement an investment strategy that helps you grow and meets your goals, objectives and comfort level.
We give you the guidance you need to develop your savings strategy. You’ll learn about the differences among various savings plan options available to you, and how federal tax laws affect education savings.
Estate and Tax Planning
Preserve the legacy you have worked hard to create.
Create a master plan for the management of your assets and property during life and the distribution of your property at death. We’ll help minimize the tax burdens you face now and in the future by developing an understanding of your circumstances and navigating the evolving tax laws. Working together with your attorneys and accountants, we’ll make sure all your planning is well coordinated and implemented.
